Porsche Enthusiasts Club Forum

A 7 minute call saved £181

Two years ago we changed home insurer, renewal last year was ok. This year the renewal was excessive.

Two minutes on money supermarket, found a cheaper quote. Called my current insurer who bettered it without any proof.

Just goes to show, you should not accept quotes on face value.

Yup always use the Meerkats. Getting quite a collection of toys these days
I saved my mother over 60% of what she was paying & got her better cover as well.

I only recently realised I have been paying two companies to insure my house and have been just letting them BOTH renew every year... Cant remember how it happened, but I guess I am paying 4 times what I should be!

Really should cancel one, or both, or look into this!

Your house is also twice as big now Jon. You'll have to revise your rebuild costs if you haven't done so already to cover that extension on the back + that lovely TV distribution system you've just had

John, All you need to do is write to both insurance companies and explain you have been doulble insured and depending on what insurance company you prefer to reman insured with the other will refund the premiums you have paid or they may agree between them 50% each. They will both need to see proof of each others insurance policies. I'm not to sure to how far they would backdate your claim, I have known them to go back at least two and a half years of premiums.

Good luck

Mark Saving
BFA Ltd

Home insurance companies attract new customers with low initial rates then bump them up about 30% each year for the next two years. Basically they break even on the first year and make money off you in the subsequent years because they know people tend to auto renew their home insurance. Change each year if you want the best deal.