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 Post subject: It pays to question.
PostPosted: Thu Nov 20, 2008 7:23 pm 
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I received the insurance quote for my car the other day, £499. This was with the same company as last year and although they told me it was the best quote they could find, I decided to call them as it seemed expensive. After less than a minute they told me they had found another quote, this time for £347 :shock: Why did it take a call to save me over £150?


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 Post subject: Re: It pays to question.
PostPosted: Thu Nov 20, 2008 8:13 pm 
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That car is a gorgeous colour.

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 Post subject: Re: It pays to question.
PostPosted: Thu Nov 20, 2008 8:36 pm 
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It's called 'renewal inertia' (or it was when I worked in insurance many years ago).

Most people habitually renew their existing policy so the company knows they can incease the price and most people simply pay it. If you query it and they genuinely want to keep your business then it can be quickly dropped so the customer is kept happy.

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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 9:53 am 
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poprock wrote:
That car is a gorgeous colour.


Thanks, Its Metalic Rainforest green. I love the colour and the fact it is relatively rare, is nice too. I've always liked the classy look of Aston's, Jag's and MG's in British racing green, this, IMHO is an improvement by Porsche on BRG . When its polished up, its superb and brings a smile to my face just looking at it.


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 11:25 am 
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That looks stunning & I don't do Green anything let alone cars.
One of my guys has a Rainforest 996 & I'm sure it's a lighter, dare I say it more BRG than that. It looks like Aventura Green to me which is darker. What is the paint code?

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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 12:38 pm 
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Hi Tom,

Whilst on the stand at the NEC last weekend I took time out to visit friends on the Marcos stand

On the way back to the TIPEC stand I was stopped by a young lady offering insurance quotes. It was the Sureterm Direct people

The quote arrived in the post yesterday

Guess what, a reduction from £337 to £238 for my 993

What's more it is through the same company that I am with now, can't believe it; trying to find the con / catch even the policy seems the same


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 12:51 pm 
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Mymerak,
Nice one, that's a great quote for a 993 :thumbup: How many miles per year is that for? I also questioned the Wife's quote for the family Sharan (Expensive month November, two insurances and two car taxes, OUCH), that went down £73 :roll: It definitely seems to pay to discount the first offer.


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:00 pm 
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Hi Tom,

The quote was for 5000 miles per year, protected no claims bonus and the boss as second driver.


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:06 pm 
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mymerak wrote:
Hi Tom,

Whilst on the stand at the NEC last weekend I took time out to visit friends on the Marcos stand

On the way back to the TIPEC stand I was stopped by a young lady offering insurance quotes. It was the Sureterm Direct people

The quote arrived in the post yesterday

Guess what, a reduction from £337 to £238 for my 993

What's more it is through the same company that I am with now, can't believe it; trying to find the con / catch even the policy seems the same
Thats a great price for a 993, can you give us all the nitty gritty :thumbup: :thumbup:


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:14 pm 
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Suggest anyone interested contacts Sureterm Direct at

Sureterm House
Bridge Place
Godmanchester
Cambridgeshire
PE29 2AD
phone 0870 20 20 230
fax 0870 20 20 250

or

http://www.sureterm.com


They are a brokerage intermediatary and authorised and regulated by the FSA. They are also members of the Institute of Insurance Brokers

My quote was for social, domestic and pleasure only and the boss and I do have in excess of 9 years NCB

Hope this helps


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:27 pm 
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agreed value ? european cover ? garaged ?


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:50 pm 
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Hi Sam,

The value of the car is on the polcy and I have a certificate of valuation signed by Sean as a back up. However, this is not agreed value, that's something which has to be subsequently confimed by the insurer


Driving abroad is free cover in most European countries

Also included is free European breakdown cover


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 1:54 pm 
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Hi Sam,

Forgot, it is garaged.

Some members think it's a bit of a garage queen but it's not

The only time it has been clean clean was at the NEC last weekend

However, it did gain a gold award in the grey tyres category, signed by Sean and an ex national concours winner who was also displaying on our stand


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 8:04 pm 
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tr7v8 wrote:
That looks stunning & I don't do Green anything let alone cars.
One of my guys has a Rainforest 996 & I'm sure it's a lighter, dare I say it more BRG than that. It looks like Aventura Green to me which is darker. What is the paint code?


Jim,
If i'm looking in the correct place (Inner passenger side wing), its 2B4 9 3.


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 Post subject: Re: It pays to question.
PostPosted: Fri Nov 21, 2008 8:34 pm 
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tomf wrote:
tr7v8 wrote:
That looks stunning & I don't do Green anything let alone cars.
One of my guys has a Rainforest 996 & I'm sure it's a lighter, dare I say it more BRG than that. It looks like Aventura Green to me which is darker. What is the paint code?


Jim,
If i'm looking in the correct place (Inner passenger side wing), its 2B4 9 3.

2B4 is Rainforest Green according to this website. http://www.elitespoilers.com/inc/sdetail/572?noc=true
Must be the colour distortion in the pics cos it looks very different to Niges 996!

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http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C


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