Renewal

Have you had a great quote or a nightmare trying to claim.

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lindsayhbrown
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Renewal

Post by lindsayhbrown »

My insurance is due next week and I am at present with CVI and have been very happy with , had my renewal through this week which was exactly the same as last years premium. Thought I would try Asset Trust as they are tipec's sponsor and they came in slightly cheaper (£30) for exactly the same policy except to up my agreed value by £5k. I then rang around a couple of specialist insurance companies and found them all to be in the same ballpark ie within £20 of each other so I rang CVI who I've always been pleased with and told them that I'd got a quote from tipec's new sponsor and could they do anything, I also asked them to up my agreed value by £5k, they came back beating Asset Trust by £20 so a win win for me.
1986 911 Supersport in Silver (the new red).
2023 Hyundai Tucson in dark grey.
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tr7v8
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Re: Renewal

Post by tr7v8 »

Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
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JW590
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Re: Renewal

Post by JW590 »

Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Always, and I mean always, go back and negotiate with them at renewal.
John.

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944BLOKE
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Re: Renewal

Post by 944BLOKE »

tr7v8 wrote:Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.
I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?
1984 944 2.5 8v The Fastest Colour
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tr7v8
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Re: Renewal

Post by tr7v8 »

944BLOKE wrote:
tr7v8 wrote:Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.
I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?
Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C
lindsayhbrown
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Location: Tamworth

Re: Renewal

Post by lindsayhbrown »

JW590 wrote:Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Got exactly the same as previous year, breakdown, legal etc, but with agreed value up by £5k, now £282
Always, and I mean always, go back and negotiate with them at renewal.
1986 911 Supersport in Silver (the new red).
2023 Hyundai Tucson in dark grey.
2014 Mazda 2, ZOOM ZOOM, its the wifeys, honest !
944BLOKE
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Re: Renewal

Post by 944BLOKE »

tr7v8 wrote:
944BLOKE wrote:
tr7v8 wrote:Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.
I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?
Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.
Ah I see.Quite a difference! :)
1984 944 2.5 8v The Fastest Colour
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