Porsche Enthusiasts Club Forum

It is currently Fri Jun 27, 2025 11:29 pm
Classic Line Insurance


All times are UTC




Post new topic Reply to topic  [ 15 posts ] 
Author Message
 Post subject: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 12:25 pm 
Offline

Joined: Fri Aug 28, 2009 10:02 pm
Posts: 188
Location: Derbyshire
TIPEC membership: 5516
Well I've gone back into the motor trade and have just got my traders insurance through but they won't cover me for my 944, to carry on using my 944 on the road it will cost me an extra £1000 to insure it separately plus other road associated costs of tax and MOTs, I begrudge paying £1000 of extra insurance, when the MG is covered on the trade policy, so would most other cars if I were to sell the '44 and get a different car. My '44 probably will only be used about once a week at the most now I have a business to run!

Which brings me to the point '44s are fairly hard to sell, nor am I that fussed on selling it really ... so recently I've been thinking of maybe making it into a track day car, anyone done this? I've not considered it really as I thought I'd do this with the MG instead of the Porsche.

Transportation shouldn't be too much of an issue as I did want to get a car trailer and either a large saloon or a large 4x4 to tow cars bought and having a track car might just push me to go get my trailer licence (too young to have this already on my licence)!

So what would you do?

Nicola

_________________
1984 2.5 8v, early dash car in black
1974 MGB GT V8, Factory car 0815
Early dash 944s, the original and best!


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 1:48 pm 
Offline

Joined: Mon Nov 05, 2007 2:03 pm
Posts: 807
Location: North East
TIPEC membership: 4734
If you won't be using the 944 much, why not get a classic insurance policy?
Cost for that should be around £200.

_________________
Simon Poole

1992 968 Coupe in midnight blue


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 2:17 pm 
Offline
Moderator
Moderator
User avatar

Joined: Sun Nov 04, 2007 7:43 pm
Posts: 12835
Location: Chatham, Kent
TIPEC membership: 4190
Simons comment about classic insurance is a good move. Tracking it could be fun but you'd soon be down the slippery slope of upgraditis even on a 944.
Be careful if looking at towing with a 4 x 4, you rapidly get into operator licence area because of the train weight being over 3,500Kg. It needs investigating because VOSA are investigating these very thoroughly now & the fines can be very high.

_________________
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 2:25 pm 
Offline

Joined: Tue Nov 06, 2007 10:55 pm
Posts: 1337
Location: Loughborough, Leics.
TIPEC membership: 4623
ExAudiSi wrote:
If you won't be using the 944 much, why not get a classic insurance policy?
Cost for that should be around £200.

I may be speaking out of turn here, but I've previously suggested classic insurance to Nicola and I believe...........wait for it........she's too young.
I think she's 22, and most classic polcies kick in at 30 or maybe 25 at a push.
Maybe Nic can clarify this?

_________________
1982 911 SC, Guards Red
2000 Boxster, Arena Red, Savanna Leather interior, 2.5 Tip S GONE


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 2:29 pm 
Offline
Moderator
Moderator
User avatar

Joined: Sun Nov 04, 2007 7:43 pm
Posts: 12835
Location: Chatham, Kent
TIPEC membership: 4190
Graham Waller wrote:
ExAudiSi wrote:
If you won't be using the 944 much, why not get a classic insurance policy?
Cost for that should be around £200.

I may be speaking out of turn here, but I've previously suggested classic insurance to Nicola and I believe...........wait for it........she's too young.
I think she's 22, and most classic polcies kick in at 30 or maybe 25 at a push.
Maybe Nic can clarify this?

Some will start at 21 I believe but you MUST have a primary car to get classic insurance.

_________________
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 2:51 pm 
Offline

Joined: Sun May 31, 2009 3:59 pm
Posts: 924
Location: Bath, UK
TIPEC membership: 5406
Could you get it insured in someone elses name and then drive it under your trader policy?
I know the actual car needs to be insured, but this may be a way round it.

I had my first 944 at 20 and I know I struggled. I think I paid £800 odd in 1995 :-)

Good luck!

Regards
Paul

_________________
1985 928 S2 Iris Blue
2006 A6 3.0 Quattro
2003 4.7 H.O Grand Cherokee

Gone but not forgotten:
1986 944 Lux
1988 944 Lux

Location - Near Bath in South West


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 5:35 pm 
Offline

Joined: Thu Aug 20, 2009 11:58 pm
Posts: 1296
Location: Warwickshire
IMO out of the two I'd track the MGB :). Cheaper and a friendlier group of people, a good way to start off in racing IMO. I wouldn't go balls out on the engine but concentrate on the other areas.

Insurance wise I'd say to look at Lancaster. I got my first Porsche (an S2 at 24 (just 24 then)) and was paying £600. When I was 22, Elephant wanted £950 Fully Comp to insure a C Reg Series 1 944.

_________________
The member otherwise known as Chas

Ex Owner of a 1989 944 S2 and a 1991 944 Turbo (Ex Andrew Sweetenaham (ProMax) car)

Now Porkerless! Now with a 2003 BMW M3 and 1991 Mercedes W124 250D


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 6:50 pm 
Offline
Moderator
Moderator
User avatar

Joined: Sun Nov 04, 2007 7:43 pm
Posts: 12835
Location: Chatham, Kent
TIPEC membership: 4190
FortyFourSuperTwo wrote:
IMO out of the two I'd track the MGB :). Cheaper and a friendlier group of people, a good way to start off in racing IMO. I wouldn't go balls out on the engine but concentrate on the other areas.

Insurance wise I'd say to look at Lancaster. I got my first Porsche (an S2 at 24 (just 24 then)) and was paying £600. When I was 22, Elephant wanted £950 Fully Comp to insure a C Reg Series 1 944.

Friendlier than us surely not :mrgreen: . Sorry I'd fall asleep tracking an MGB :? , it is a 2 seat Morris Oxford & leaf sprung. Racing is a whole new ball game & very expensive.

_________________
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 7:54 pm 
Offline

Joined: Thu Aug 20, 2009 11:58 pm
Posts: 1296
Location: Warwickshire
You know what I mean ;). I was referring to racing. ATM I'm debating between racing the 205 in the Hot Hatch Series or the 'B in the MG Car Club events. I know which one of them have more respect for you on the track. With a bit of work, the 'B isn't too awful around the track. AFAIK, the 944 would be eligable to enter the 944 Cup and Future Classics, both of which have more modern, and quicker machinery in more ways than one.

Morris Oxford? This is coming from a man who owns a car based on the Dolly, (although I am wrongly tempted to buy my mate's Dolly Sprint at the moment...)

_________________
The member otherwise known as Chas

Ex Owner of a 1989 944 S2 and a 1991 944 Turbo (Ex Andrew Sweetenaham (ProMax) car)

Now Porkerless! Now with a 2003 BMW M3 and 1991 Mercedes W124 250D


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 9:21 pm 
Offline
Moderator
Moderator
User avatar

Joined: Sun Nov 04, 2007 7:43 pm
Posts: 12835
Location: Chatham, Kent
TIPEC membership: 4190
FortyFourSuperTwo wrote:
You know what I mean ;). I was referring to racing. ATM I'm debating between racing the 205 in the Hot Hatch Series or the 'B in the MG Car Club events. I know which one of them have more respect for you on the track. With a bit of work, the 'B isn't too awful around the track. AFAIK, the 944 would be eligable to enter the 944 Cup and Future Classics, both of which have more modern, and quicker machinery in more ways than one.

Morris Oxford? This is coming from a man who owned a car based on the Dolly, (although I am wrongly tempted to buy my mate's Dolly Sprint at the moment...)

EFA :mrgreen: And the 7 was a huge step forward on what had been before both MG & Triumph. A guy who I worked with had a 76 BGT & my 850 Fiat Sport could leave it for dead!

_________________
Jim

http://tipec.net/region_southeastlondon.php

2018 Mitsubishi Outlander PHEV
2005 Porsche Cayenne S SOLD
2000 Jeep Grand Cherokee SOLD
2010 Mazda MX5 Mk3.5 2.0 Sport Tech SOLD
2000 Porsche Boxster S SOLD
1987 Porsche 944
2019 Abarth 595C


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 9:22 pm 
Offline

Joined: Mon Nov 05, 2007 6:24 pm
Posts: 3008
Location: Halifax
TIPEC membership: 4636
Sorry Chas. I've driven an MGB. About as much fun as watching paint dry. The '44 even the 8v is in a different league. Even after messing with a 90K Aston i got into my 944 & it wasn't a let down. It didn't even feel slow. If I had the money I'd run a 944. 90K is silly money to spend on a car. An MG needs a supercharger to keep up with a stock 944. :roll: A Dolly sprint was a good car. Race one of those........

_________________
944 lux, Eco car. Off the road more than it's on!
Audi 2.0 TDI Good but rather boring..........
944 now sold.


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sat Mar 20, 2010 10:10 pm 
Offline

Joined: Thu Aug 20, 2009 11:58 pm
Posts: 1296
Location: Warwickshire
I have driven both ;). I can safely say the MGB was a better handler despite old tech to the Sprint. Not as quick in a straight line but it understeered way less than his (his is on 2" SUs, Polybushed, lowered on Spax and Robsport springs, Yokos all round, not what you'd call a poor setup by any means). That's not to say that I'd prefer the Sprint or as some have done, a Toledo Sprint.

I admit the '44 is a much better car in every respect (it's about the first car that ticked almost every box for me). To say otherwise would be ridiculous, but from a racing POV, where you will spend alot of cash, the MGB will make more sense over a 2.5 from couple of people I have spoken to who race in the 944 cup in a number of manners (more classes it can enter, cheaper to run and easier to compete) (bear in mind almost all of the 944s are S2s or Turbos in that series not to mention the 968s, almost all of which will have seen a rebuild many a time).

From a pure fun trackday toy, I'll agree the '44 is a better car definately. I got off on the wrong foot when I saw trackday, so I apologise for that (I took it as racing/competing). No point in arguing that in the slightest :D. A guy who was looking to buy my car said himself that his old 944 felt quicker than his RX8, so we're not alone in that thought.

On the rest I'll agree to disagree ;).

_________________
The member otherwise known as Chas

Ex Owner of a 1989 944 S2 and a 1991 944 Turbo (Ex Andrew Sweetenaham (ProMax) car)

Now Porkerless! Now with a 2003 BMW M3 and 1991 Mercedes W124 250D


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sun Mar 21, 2010 12:34 am 
Offline

Joined: Fri Aug 28, 2009 10:02 pm
Posts: 188
Location: Derbyshire
TIPEC membership: 5516
Thanks all :)

I am currently on a classic policy with Lancaster and that is £1000! BTW I'm 21 :) and Lancaster have always been fairly good for me but I now have this traders policy, which does not cover the '44.

Thanks for advice re. towing with a 4x4, maybe a large saloon (7 series / XJ?) maybe the way to go? On that one?

Still thinking what to do at the moment, will be fun no matter what though!! :)

_________________
1984 2.5 8v, early dash car in black
1974 MGB GT V8, Factory car 0815
Early dash 944s, the original and best!


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sun Mar 21, 2010 12:47 am 
Offline

Joined: Thu Aug 20, 2009 11:58 pm
Posts: 1296
Location: Warwickshire
Biggest problem with large saloons is how much the auto boxes can take I have found. Some go on for ages, some need an oil cooler to take the stain. Besides, half decent Discovery Tdis can be had for not much money assuming you get one that is not rotten.

_________________
The member otherwise known as Chas

Ex Owner of a 1989 944 S2 and a 1991 944 Turbo (Ex Andrew Sweetenaham (ProMax) car)

Now Porkerless! Now with a 2003 BMW M3 and 1991 Mercedes W124 250D


Top
 Profile  
Reply with quote  
 Post subject: Re: Keep on the road, track it or sell it?
PostPosted: Sun Mar 21, 2010 11:57 am 
Offline
User avatar

Joined: Mon Nov 05, 2007 2:12 pm
Posts: 1004
Location: Glasgow
TIPEC membership: 4753
Pixie*Porsche wrote:
I am currently on a classic policy with Lancaster and that is £1000! BTW I'm 21 :) and Lancaster have always been fairly good for me but I now have this traders policy, which does not cover the '44.


I started off with a £1000+ classic policy from Lancaster for my first year with a 944, and I was 29 at the time. It wasn’t so much my age that brought the prices down quickly from there as just owning cars for longer, getting a garage instead of keeping them in the street, and so on. It’s only four years later and I’m now paying £300 a year on a 944 Turbo. Much more civilised!

_________________
All Torque magazine editor
We need your articles for the club magazine: About your car, about Porsche, a club event, a great drive, a DIY guide, etc.
The deadline for each issue is 1st of the month prior to publication. Please email tony@typescape.com


Top
 Profile  
Reply with quote  
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 15 posts ] 

All times are UTC


Who is online

Users browsing this forum: Google [Bot] and 141 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group