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Hypothetically speaking....
Agreed values seem to be meaningless as mine was set at £6.5k whereas the insurer said it would be determined by the inspecting engineer...
My insurance company (Peter James) lets me set an agreed value up to £15k without any inspection. The agreed value is underwritten separately from the main policy. I've had a full pay out from them at agreed value a few years ago so know they pay up.
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When my wing was dented by a lorry, insurance wanted to pull and fill dent. I got a new wing but they wanted the cheapest route for them selfs
Which I could off got do everything myself for less then my excess
The insurance company let me specify where I could send my car for repair. I specified a Porsche approved body shop for mine as they will only use new original parts.
I'll be bumping my agreed value on the 928 up to £15k at the next renewal. Perhaps more if I get an inspection.