Renewal

lindsayhbrown · **Posted:** Sat Aug 10, 2013 10:02 pm

My insurance is due next week and I am at present with CVI and have been very happy with , had my renewal through this week which was exactly the same as last years premium. Thought I would try Asset Trust as they are tipec's sponsor and they came in slightly cheaper (£30) for exactly the same policy except to up my agreed value by £5k. I then rang around a couple of specialist insurance companies and found them all to be in the same ballpark ie within £20 of each other so I rang CVI who I've always been pleased with and told them that I'd got a quote from tipec's new sponsor and could they do anything, I also asked them to up my agreed value by £5k, they came back beating Asset Trust by £20 so a win win for me.

tr7v8 · **Posted:** Sat Aug 10, 2013 11:03 pm

Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

JW590 · **Posted:** Sun Aug 11, 2013 8:03 am

Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Always, and I mean always, go back and negotiate with them at renewal.

944BLOKE · **Posted:** Sun Aug 11, 2013 1:22 pm

tr7v8 wrote:

Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210.

tr7v8 · **Posted:** Sun Aug 11, 2013 2:24 pm

944BLOKE wrote:

tr7v8 wrote:

Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210.

Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.

lindsayhbrown · **Posted:** Sun Aug 11, 2013 9:08 pm

JW590 wrote:

Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Got exactly the same as previous year, breakdown, legal etc, but with agreed value up by £5k, now £282
Always, and I mean always, go back and negotiate with them at renewal.

944BLOKE · **Posted:** Mon Aug 12, 2013 11:49 am

tr7v8 wrote:

944BLOKE wrote:

tr7v8 wrote:

Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210.

Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.

Ah I see.Quite a difference!

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