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Asset Trust


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 Post subject: Renewal
PostPosted: Sat Aug 10, 2013 11:02 pm 
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Joined: Mon Nov 05, 2007 10:20 pm
Posts: 5424
Location: Tamworth
TIPEC membership: 4260
My insurance is due next week and I am at present with CVI and have been very happy with , had my renewal through this week which was exactly the same as last years premium. Thought I would try Asset Trust as they are tipec's sponsor and they came in slightly cheaper (£30) for exactly the same policy except to up my agreed value by £5k. I then rang around a couple of specialist insurance companies and found them all to be in the same ballpark ie within £20 of each other so I rang CVI who I've always been pleased with and told them that I'd got a quote from tipec's new sponsor and could they do anything, I also asked them to up my agreed value by £5k, they came back beating Asset Trust by £20 so a win win for me.

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 Post subject: Re: Renewal
PostPosted: Sun Aug 11, 2013 12:03 am 
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Joined: Sun Nov 04, 2007 8:43 pm
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Location: Chatham, Kent
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Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

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http://tipec.net/region_southeastlondon.php

2005 Porsche Cayenne S
2000 Jeep Grand Cherokee Now sold!
2010 Mazda MX5 Mk3.5 2.0 Sport Tech
2000 Porsche Boxster S SOLD!
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 Post subject: Re: Renewal
PostPosted: Sun Aug 11, 2013 9:03 am 
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Joined: Tue Nov 06, 2007 12:26 am
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Location: Pickmere
TIPEC membership: 4952
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Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Always, and I mean always, go back and negotiate with them at renewal.

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 Post subject: Re: Renewal
PostPosted: Sun Aug 11, 2013 2:22 pm 
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Joined: Mon Dec 24, 2007 10:46 pm
Posts: 951
Location: Doncaster
tr7v8 wrote:
Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?

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 Post subject: Re: Renewal
PostPosted: Sun Aug 11, 2013 3:24 pm 
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944BLOKE wrote:
tr7v8 wrote:
Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?

Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.

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Jim

http://tipec.net/region_southeastlondon.php

2005 Porsche Cayenne S
2000 Jeep Grand Cherokee Now sold!
2010 Mazda MX5 Mk3.5 2.0 Sport Tech
2000 Porsche Boxster S SOLD!
1987 Porsche 944 2.5


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 Post subject: Re: Renewal
PostPosted: Sun Aug 11, 2013 10:08 pm 
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Joined: Mon Nov 05, 2007 10:20 pm
Posts: 5424
Location: Tamworth
TIPEC membership: 4260
JW590 wrote:
Worth having a fresh look at it Lindsay. My renewal from 2gether insurance (remember they were flavour of the month once) came through at £180. It was a £30 increase over last year and they had ditched all the add-ons.... breakdown cover, personal injury cover etc etc. They had not bothered to re-broke (i.e. look around for the best deal) and just assumed that I would renew - there was even a telephone message left that actually said "give us a ring John and we'll get this renewed" - how presumptuous.... or is that arrogant.

I did my usual e-mail thing and got a quote at £140.

Another example - My boss is away at the moment and I am running his business for him. The insurance called on Wednesday to say that it was due renewal Thursday and that he normally just renews. Premium last year was £919, this year was £926. A quick chat deternined that they had not tried to re-broke and that the 'normally' was just last year as he had only joined them in 2011. I said that I had read the e-mailed policy documents (I had done) and that the premium was actually £891 and how could they justify the £35 policy fee they had added on as all they had done was call and ask for renewal. She knocked the £35 fee off. Therefore the insurance this year is actually £28 cheaper than last year.... every little helps as they say.

Got exactly the same as previous year, breakdown, legal etc, but with agreed value up by £5k, now £282
Always, and I mean always, go back and negotiate with them at renewal.

_________________
Joint Central RO
1986 911 Supersport in Silver (the new red).
2017 Kia Optima Sportwagen in red, mile muncher
2014 Mazda 2, ZOOM ZOOM, its the wifeys, honest !


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 Post subject: Re: Renewal
PostPosted: Mon Aug 12, 2013 12:49 pm 
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Joined: Mon Dec 24, 2007 10:46 pm
Posts: 951
Location: Doncaster
tr7v8 wrote:
944BLOKE wrote:
tr7v8 wrote:
Lindsay watch the windscreen cover with CVI, this was an issue with the 944 as they only cover £500, Paul has just had a screen in his & it was over £1000!
I found the Asset Trust policy more comprehensive including continental breakdown cover & some other bits. Bare in mind this was 2 + years ago.

I had a new screen put in mine earlier this year.All the clips and side trims cost £165 from Porsche-Apart and the screen and fitting was £210. :?

Your is an early car, post 85 1/2 they are glued in, have an integral aerial & are apparently a lot more expensive.

Ah I see.Quite a difference! :)

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1984 944 2.5 8v The Fastest Colour


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