Porsche Enthusiasts Club Forum

It is currently Tue Nov 24, 2020 6:27 pm
Classic Line Insurance


All times are UTC [ DST ]




Post new topic Reply to topic  [ 5 posts ] 
Author Message
 Post subject: Newbie struggling with 944 variants & Insurance quotes
PostPosted: Mon May 20, 2013 5:50 pm 
Offline
User avatar

Joined: Sun Feb 24, 2013 8:01 pm
Posts: 268
Location: Nottingham
TIPEC membership: 6855
Hey folks, I wonder if you can help!

I am shortly going to be joining the Porsche family with a 944 turbo. I'm still searching for the right car and I think I'm pretty close...

I've just been on the phone to Adrian Flux who I've used for years on my Mk2 Golf Gti 16v and my Corrado VR6.

I've now tried two different registrations and am getting amazingly low quotes (£97 per annum, excluding breakdown or personal accident liability cover). :shock:

The weird thing was, with both registration numbers (taken from adverts on Pistonheads, of which one is the car I'm keen on, the other a random spot of same spec car), they *both* came up on their register as being "944 Lux" even though they are both 944 Turbo. One is 86/D and the other 87/E.

...for 1 car to be misregistered as a low spec lux is not a huge shock, but "OK" it needs rectifying if I buy. For both cars to be registered with the Insurance companies as "944 Lux" seemed really strange - that's when i started questioning my own sanity and my true understanding of Porsche 944 nomenclature!

Just to make sure I wasn't imagining something, I logged on to Confused.com to look up the car myself. I didn't expect the same low classic premium but I did expect to see the model and variant listed. In both cases the cars came up as "944 Lux" - no sign of the magic word "Turbo" anywhere.

Just to make sure I wasn't a complete fool, I chose the option on Confused.com saying "not the right car - pick from a list" - I looked through their dropdown list and found a variant called a "944 Lux Turbo".

Can someone enlighten me? What on earth is a "Lux Turbo", if it even exists? I have heard of car variants being incorrectly recorded by car dealerships making errors on initial car registration forms, so it may not even exist in reality - it's just a regular early 951.

...or, is it normal for non-S/SE (ie '86 and '87 model year) cars to be known as "Lux" from an insurance point of view?

NB: I didn't want to make a big song an dance about the model variant to the insurance broker's call centre person for fear of causing the current owners of both cars a problem, hence why I'm coning to you lovely knowledgeable people for some insider knowledge and guidance :)

Yours in confusion,



Chris :oops:

PS: I'm 35 years old, have 10 years no claims, a single SP30 from last October (3pts, £60) and will just be using the car for Social, Domestic & Pleasure, with a cap of 10k miles per year (I don't expect to get that high, but just in case).

_________________
944 Turbo 87E Zermatt Silver
968 M030 Koni dampers & ARBs, Head & Drivetrain, Clutch & flywheel, Dual port wastegate, Chips, 3bar FPR, 928 Fuel pump, 993 Dump valve, Water pump, Calipers, AFM & airbox, TPS, Dinitrol, Shifter, Wheels


Top
 Profile  
Reply with quote  
 Post subject: Re: Newbie struggling with 944 variants & Insurance quotes
PostPosted: Mon May 20, 2013 7:18 pm 
Offline

Joined: Thu Nov 15, 2007 8:02 pm
Posts: 580
Location: Lincoln
TIPEC membership: 4004
Do Join as you will certainly reap the benefits from Insurance Discount Alone + loads of Club activities + of course help on this Forum!!
Big price difference between a 2.5,2.7 944 Lux and 220,250bhp (and tweaked!) Turbo's

I got my 1st Porsche (a 944) Sept 2004 - through Tipec Club, now on my 3rd & last 944 - a nicely tweaked Turbo in Jan 2006.
Rather than fill in umpteen online forms, or ring for a quote I put all my details in an e-mail - It's been an annual ritual to send it to numerous companies, probably tried 10 or so over the years with latest prices varying from £258 to £530 :-
Heres my latest list

Adrian flux quotes@adrianflux.co.uk
AON (Royal & Sun alliance) :- ?
RH Specialist Cars division:- specialistcardivision@equitygroup.co.uk
Carole Nash:- Chaucer cars@carolenash.com
Classic Line:- info@classiclineinsurance.co.uk
Heritage Insurance :- quote@norton-ib.co.uk
Peart :- insurance@peart.co.uk
Peter D.James Limited :- info@peterjamesinsurance.co.uk

I have previously been with Carole Nash, AON, & Peart, but 3 years ago changed to Peter D.James Ltd. , paying £277.51 Fully Comp - Classic (Garaged!) Unlimited Mileage, Commuting (not required as I'm retired but its included in the policy), Breakdown cover also not required (as I am with Caravan Club Mayday, for Towing etc but it covers all cars). £150 excess. Excellent

The actual insurers are Equity Red Star (the same as some of the others above) so its well worth the effort in shopping around saved me well over £250/yr!
May be worth taking IAM Advanced Drivers if it's going to be your Daily Drive.
Others should be along giving their Insurance goodies.
Good hunting
Clive

_________________
3rd, & last 944 Now Porsche-less
TurboSE (sps 318Bhp,377ft lbf BAGS of Torque) Guards Red 165k,10yrs JMG Serviced Sold Aug 16


Volvo XC70 D5 (Hauler)
HymerCar Sydney
Nissan Micra (Runabout)
Previous 944's not forgotten
S2 Cab, 2.7 (Alpine White)


Top
 Profile  
Reply with quote  
 Post subject: Re: Newbie struggling with 944 variants & Insurance quotes
PostPosted: Mon May 20, 2013 8:03 pm 
Offline
User avatar

Joined: Sun Feb 24, 2013 8:01 pm
Posts: 268
Location: Nottingham
TIPEC membership: 6855
Sorry, perhaps my intro was a bit rambling ;)

Two issues I need help with please:

1 - I've found 2 different cars that are definitely both Turbos but come up as "944 Lux" when I'm getting quotes. What's that all about?! :shock:

2 - I was also confused to see that Confused.com had a variant called a "944 Lux Turbo" on their list. Does that variant even exist? Don't worry I won't be using a regular insurer, I will certainly be going to a proper Classic insurer but still - very odd.

NB: I'm 35 years old, have 10 years no claims, a single SP30 from last October (3pts, £60) and will just be using the car for Social, Domestic & Pleasure, with a cap of 10k miles per year (I don't expect to get that high, but just in case).

Cheers!


Chris

PS: Yes I will be joining up to the club once I've got the car of my dreams - I'm all in favour of being in a traditional paid-for owners club :)

_________________
944 Turbo 87E Zermatt Silver
968 M030 Koni dampers & ARBs, Head & Drivetrain, Clutch & flywheel, Dual port wastegate, Chips, 3bar FPR, 928 Fuel pump, 993 Dump valve, Water pump, Calipers, AFM & airbox, TPS, Dinitrol, Shifter, Wheels


Top
 Profile  
Reply with quote  
 Post subject: Re: Newbie struggling with 944 variants & Insurance quotes
PostPosted: Mon May 20, 2013 9:40 pm 
Offline

Joined: Fri Nov 09, 2007 7:40 pm
Posts: 678
Location: Northants
TIPEC membership: 666
The automatic car recognition from the registration uses data from the DVLA which is very often slightly innacurate. My own Coupe is listed as a Cabriolet with the DVLA and has been for years. There is no 944 Lux Turbo so whoever did the initial data entry any years ago most likely made a typo - twice :roll:

_________________
Paul Smith - Northants
90 944 S2 Black


Top
 Profile  
Reply with quote  
 Post subject: Re: Newbie struggling with 944 variants & Insurance quotes
PostPosted: Mon May 20, 2013 9:51 pm 
Offline
User avatar

Joined: Sun Feb 24, 2013 8:01 pm
Posts: 268
Location: Nottingham
TIPEC membership: 6855
Thanks, I'm glad I'm not going mad!

_________________
944 Turbo 87E Zermatt Silver
968 M030 Koni dampers & ARBs, Head & Drivetrain, Clutch & flywheel, Dual port wastegate, Chips, 3bar FPR, 928 Fuel pump, 993 Dump valve, Water pump, Calipers, AFM & airbox, TPS, Dinitrol, Shifter, Wheels


Top
 Profile  
Reply with quote  
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 5 posts ] 

All times are UTC [ DST ]


Who is online

Users browsing this forum: No registered users and 2 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group